Engineering Intelligence • Verified Teardowns

The Kavach Privacy Engineering Journal

In-depth architectural breakdowns, database schema post-mortems, and regulatory teardowns for Indian CTOs, CISOs, and engineering leaders navigating DPDPA 2023 & DPDP Rules 2025.

That Instant ₹5 Lakh Pre-Approved Loan Offer Could Cost Your App ₹250 Crore

Open your phone right now. Check your food delivery app: “Instant loan up to ₹3,00,000!” Check your payments app: “Pre-approved personal loan in 2 minutes!” Every consumer application in India has quietly turned into an unlicensed storefront for high-interest NBFC loans. Here is why unbundled consent violations, silent bureau inquiries (CIBIL/Experian), and partner webhooks carry statutory ₹250 Cr liability under Section 6.

10,000 Customers, 1 Million Identities, Zero Room for Error: Scaling DPDPA in B2B SaaS

Crossing the 10,000-customer milestone is the promised land for any B2B SaaS founder. Then an enterprise bank procurement officer drops a 40-page security questionnaire on your desk, your lead engineer breaks out in a cold sweat over user deletion requests, and India’s DPDPA steps into the room with penalties climbing up to ₹250 crore. Here is why manual Jira workflows and cascading SQL scripts fail at multi-tenant scale.